Zopa is a lender/borrower portal that could have a huge impact on money in the future. Newspapers did not become leaders on the web, and will eventually be made obsolete by it. Banks, Venture Capital and Angel Investors could soon loose their dominance over lending and money in general if Zopa is successful and similar models start to crop up.
I have not tried using the system, but I read the site extensively and it seems a very innovative way to break down walls between investors and borrowers. It could also have a huge upside to economic development. Consider such a fund for helping small businesses in a community with cash flow issues. That is just one idea that seems like it would make a lot of sense if this model is easy to duplicate.
